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IB Vidyarthi Suraksha (launched in Association with PNB-Metlife)
Circular ReferenceOur Dept.Circular CRA 76/2011-12 dt.06.08.2011
EligibilityAll Educational Student Borrowers (New & Existing)
Age Group15-60 years Maximum exit @70 years
CoverageMinimum Rs.0.10 lakhs Max.Rs.25.00 lakhs
Waiting PeriodFirst 90 days except in case of accidental death
Claim AmountEqual to the outstanding loan amount as per the schedule with the minimum sum assured of Rs.10,000/- and maximum sum assured of Rs.25,00,000/-
By arrangement withPNB-MetLife
Period of coverMinimum 3years Maximum 25 years
Medical Check Up No medicals a)For Rs.7.50 lakhs upto 55years
b) For Rs.15.00 lakhs upto 45 years
c) For Rs.25.00 lakhs upto 35 years.
For Medicals Contact : Mr.K.Prabhuram
Mobile No: 9962570602
Email: kprabhuram@pnbmetlife.com
Tax BenefitUnder 80 C of I.T.Act
Commencement of risk coverDate of debit of Premium from Borrower`s Account
Insurance PremiumOnetime single premium at the time of commencement
 
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